"Is Wal-Mart Good For America?"

1. I knew that Wal-Mart was a place I could go and buy what I needed at one place, and at a low price. I'm always able to go to Wal-Mart When I'm in a hurry. That way I don't have to go from store to store. 2. I don't know anyone who works at Wal-Mart, but my experiences with Wal-Mart have pretty well. The customer service at Wal-Mart is great. I've always been able to go to Wal-Mart and get what I needed at a good price. 3. What most surprised me is that so many people think that Wal-Mart is ruining America. They also think that Wal-Mart is the reason that they are losing their jobs. They believe that Wal-Mart is horrible for America 4. I personally think that Wal-Mart's strategies are somewhat fair. What I mean is that Wal-Mart should keep outsourcing, but they should also keep some using some products that are made in America that way there are still enough jobs. People wouldn't be as mad at Wal-Mart for them losing their jobs. 5. Some new jobs that could be created as a result of outsourcing are things like supervising positions. For example; Wal-Mart needs people over in other countries to supervise the work that are going on. They will need people to make sure that the work is done right. 6. Wal-Mart gains the most. Because the prices are so low, more people would buy more. The more items that are sold, the more money Wal-Mart makes. 7. NO. I will always shop at Wal-Mart. I love going into Wal-Mart and being able to get whatever I want. I can buy electronics, sport equipment, and food at on place. 8. the customers have benefitted from Wal-Mart, due to the low prices. People who have not benefitted from Wal-Mart include people who have lost their jobs working for factories. But people have also benefitted by opening factories in China. 9. one way Wal-Mart can solve the problems is they could start their own sporting goods store. They could defiantly make the company more profitable, and open up new jobs. They could keep factories open in America for even more jobs if they don't count on outsourcing so much.

"Can I Afford to Retire?"

1. What percentage of retirement contributions came from businesses in 2000? What percentages came from workers?

2.What happens if people's planning for retirement does not provide enough income? More than likely the person would have to go back to work. The person would have to go back to work until they have enough money to retire which may not happen.
3.When a business enters bankruptcy, which gets paid first-- worker's pensions or debts owed to banks? Why is this case? The debts to banks are paid first. Because the owners are more interested in saving the company, than paying pensions.
4.According to the film, are people with high incomes or people with low incomes more successful in investing their retirement incomes? I believe the people with high incomes. Because the people with high incomes have more money to save.
5.What options are there for people in the United States who outlive their savings? There are many options but the main ones include returning to work, or maybe even living with a relative. Another option may be moving into a nursing home, or somtimes even the streets.
6. What factors do you think might keep people from saving enough money for retirement? One factor and probably the most common is the person just doesn't make enough money to save that much for retirement. Another factor could be that the person loves to spend money on junk and doesn't thinlk about retirement until it's too late.

My Retirement

1.What do you think retirement means? To me retirement means that you don't have to work anymore, because you are living off the money you have saved up. The amount off money you get depends on how much you've saved up.
2.From what sources do people get income when they retire? I believe that the income people get when they retire comes from many sources. Some of those sources include Social Security, your personal savings , and many other sources.
3.Who pays for the health insurance of retired people? I am not really sure . So I ain't gotta clue.
4. Who should be responsible for planning for retirement? What roles should individuals, businesses, and the government play in planning? The responsibility of planning for retirement should mostly be on the individual. Although I believe that the goverment and the businesses should play some role. The government should make sure that the person's social security is there for them when they retire.